Repair. Rebuild. Prepare.

One flat fee. All three stages of credit work. No monthly subscriptions.

If a bank declined your application or gave you a rate that felt like a penalty, the problem is sitting on your credit report. We review your three bureau files, draft formal disputes grounded in federal law, teach you how scoring actually works, and prepare your profile for future lending.

$750. One flat fee.

A single flat fee of $750 for the entire program. No recurring monthly subscriptions. You pay nothing until the work is done.

Georgia · North Carolina · Maryland

I operate strictly in Georgia, North Carolina, and Maryland. I serve only the residents of these three states.

A complete, non-subscription approach to credit restoration

  1. Total cost

    A monthly subscription: Monthly fees that accumulate for as long as the process takes.

    Top Tycoon: A single flat fee of $750 for the entire program.

  2. Dispute strategy

    A monthly subscription: Challenges drip-fed a few items at a time, which stretches out the billing.

    Top Tycoon: Every identified inaccuracy challenged, rather than parcelled out.

  3. Credit education

    A monthly subscription: Generic material, or an additional charge.

    Top Tycoon: Direct instruction on how scoring works in practice. Included.

  4. The audit itself

    A monthly subscription: Automated scans that miss structural reporting errors.

    Top Tycoon: A manual review of your records across the major databases.

  5. Lending preparation

    A monthly subscription: Sold afterwards as a separate, expensive package.

    Top Tycoon: Included at no extra cost, with nothing sold to you at the end.

  6. Billing

    A monthly subscription: Recurring monthly billing from day one, regardless of progress.

    Top Tycoon: You pay nothing until the work is done.

Credit work on terms you can read in advance

One flat fee, all three stages, and nothing owed until the work is done. Start with a review of your file, or talk it through first.