Common Questions

Direct answers grounded in federal law.

What states do you operate in?

I work strictly with residents of Georgia, North Carolina, and Maryland. If your residence is not in one of these three states, I cannot accept your file.

How much does the program cost?

The program costs a single flat fee of $750. You pay nothing until the work is done.

Why do you charge a flat fee instead of a monthly subscription?

Traditional restoration companies stretch their services indefinitely to collect recurring subscription fees. I charge a single flat fee and you pay nothing until the work is done. That keeps our interests aligned.

Can you guarantee a specific credit score or that an item will be deleted?

No. The law forbids the removal of negative information that is timely, accurate and verified. No company can promise a particular outcome, or assure you that any specific item will be deleted.

What if the negative reporting on my file is completely accurate?

If an audit shows the negative reporting is accurate and verified, there are no legal grounds to challenge it, and we will tell you that.

How do we get started?

The first step is a structured review of your files. You can start by submitting your basic contact information on the file review request form.